Storm Damage to Trees: Assessment, Cleanup, and Insurance
Severe storms can devastate trees, leaving behind damaged limbs, fallen trunks, and hazardous debris. Knowing how to respond to storm damage safely and effectively can protect your property and your family.
Assessing Storm Damage Safely
After a storm passes, assess tree damage from a safe distance. Do not approach trees near downed powerlines. Look for hanging branches (“widow makers”), leaning trees, split trunks, exposed root plates, and trees resting on structures. If any tree poses an immediate risk, contact emergency tree removal services immediately.
Cleanup and Restoration
Storm damage cleanup should be prioritised by risk level. Address trees on structures or roads first, then hanging branches, then leaning trees, then general debris. Professional tree removal is essential for anything beyond small fallen branches. Some storm-damaged trees can be saved with proper arboricultural care. Look for signs that indicate a tree is too damaged to retain.
Insurance Claims for Storm Damage
Most home insurance policies cover damage caused by fallen trees and the cost of removing a tree that has fallen on an insured structure. Document all damage thoroughly with photographs before cleanup begins. Keep receipts for all emergency work. For the complete emergency response process, see our emergency tree removal guide.
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